Hyke or Upper Garment used by the Poor As a Covering by Night

If you take your neighbor’s cloak as collateral, return it to him by sunset,

…because his cloak is the only covering he has for his body. What else will he sleep in? And if he cries out to Me, I will hear, for I am compassionate.

…be sure to return it to him by sunset, so that he may sleep in his own cloak and bless you, and this will be credited to you as righteousness before the LORD your God.